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In New Brunswick, the Financial and Consumer Services Commission has approved a Standard Automobile Insurance Policy. This means that every insured vehicle in New Brunswick has, at the very least, the same minimum coverage. Not only does the standard policy cover you if you hit and injure someone, it also provides you with loss of income, medical, and rehabilitation benefits if you are injured as a result of a motor vehicle accident. The standard policy covers property damage and also provides for hit and run or uninsured accidents.