Car insurance is required by law to protect against damage and injuries done to other people, even if that person isn’t driving a car. That means that if someone in a car hits you while you’re on foot or riding a bicycle (or anything else that isn’t considered a motor vehicle, from rollerblades to skateboards), you may be able to make a claim against the driver’s insurance.
However, the insurance claim process is different in this type of accident compared to accidents involving two vehicles. Read on for simplified details – but we suggest talking to a lawyer, because every situation is different. You can contact us for a free consultation and we’ll help answer your questions.