What to do if you are involved in a car accident as a passenger

Being involved in a motor vehicle accident can be a confusing, difficult or even scary situation regardless of the circumstances surrounding the accident. If you were a passenger in a vehicle that was involved in an accident, it can be even more confusing determining who is at fault and how you can be compensated for your loss.

As a passenger, you are likely not the one at fault in an accident. Depending on which driver is at fault, you can sue the driver of the car you were in, the driver of the other vehicle(s), or both.

A passenger can also sue the driver in a single vehicle accident if the driver acted negligently, for example if the vehicle struck an animal on the road. There are important nuances to be made in this type of situation, such as whether the driver could actually have done anything to avoid the accident in the circumstances. A lawyer can help you determine whether this type of claim is worth pursuing.

You are also entitled to certain medical, rehabilitation and income loss benefits regardless of who was at fault in your accident, called “Section B” benefits. Because they are available regardless of who was at fault, they are known as “no-fault benefits”. As a passenger, you could receive Section B benefits from the insurance company of the driver of the car you were in.

Because each insurer works differently, you may need to pay upfront for treatments and then send in receipts in order to receive reimbursements. If you have been placed off work or have been given restrictions by your doctor, make sure to let your employer know. You can learn more about Section B benefits here.

It’s important that you immediately seek medical attention after an accident to ensure that no injuries go unnoticed. Being proactive in your recovery will ultimately lead to the most success for all parties involved. If you have been injured in an accident as a passenger, contact Fidelis Law Droit for a free consultation – we can help you navigate the insurance claim process and get you full compensation.

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