Does my insurance cover me if I was hit by a car while walking?

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You may be wondering what kind of coverage a cyclist, pedestrian, or passenger would have.  After all, a pedestrian may have a car insurance policy, but if she is struck by a car while nowhere near her own car, does this policy offer any benefits?  Don’t worry! The Standard Automobile Insurance Policy was designed to protect people from all types of accidents involving a vehicle.  This blog posting will discuss what coverage you can expect if you were injured in an accident while you were not driving.

What if the other driver didn't stop?

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Imagine that you are injured in an accident that was not your fault. Instead of stopping to exchange information, the other driver speeds away. Unfortunately, a hit and run happens all too often, but the good news is that the injured party does have an option to cover most losses.

What can insurers do with my genetic information?

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Should I go to a doctor after an accident?

After you have been in a car accident, there are often questions about what you should do next. The answer is: Take care of yourself and your lawyer will take care of the rest. Lawsuits take time, and your lawyer will explain that it is often necessary to wait several months to see how your injuries heal before moving ahead with the next step. Your job is to focus your time and energy on recovering from your injuries.

What are no-fault benefits?

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In New Brunswick, the Standard Owner’s Automobile Policy is regulated by law. That means that every car insurance policy is basically the same. In the event of a car accident, different parts of your insurance will kick in depending on exactly what happened. For a complete explanation of each part, check out Understanding your automobile insurance policy.

Is my case capped?

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You may have heard the term “Minor Injury Cap” floating around and assume it means that unless your injury is very serious, you are not entitled to anything following a car accident. This is not true. This blog will explain what “The Cap” really is, and more importantly, what it isn’t.

Motorcycle Accident

Motorcycling is on the rise in New Brunswick and with it has come an increase in motorcycle accidents.

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You may have heard the term “Minor Injury Cap” floating around and assume it means that unless your injury is very serious, you are not entitled to anything following a car accident. This is not true. This blog will explain what “The Cap” really is, and more importantly, what it isn’t.