In a typical personal injury claim against a faulty driver, you can claim for the following:
  • Pain and suffering (the cap can apply here)
  • Loss of income, past and future, and your loss of earning capacity and loss of competitiveness on the job market
  • Costs of medications and treatments
  • Cost of housekeeping and maintaining your home
  • Increased insurability costs

What is important to know, and this applies to all personal injury claims, is that it is the injured person (claimant) that has the burden of proof to show how the accident has affected them. The insurance company will defend, dispute, or question any claims brought forward by the claimant.