In New Brunswick, from July 1, 2003 to June 30, 2013, there was a $2,500 cap for pain and suffering for minor injuries, as defined by the applicable regulation. On July 1, 2013, the cap was changed to $7,500 and the definition of minor injury was changed.

The cap does not limit your claim for loss of income, cost of treatments and medications, loss of ability to do housekeeping and home maintenance and more. The cap only applies to pain and suffering for MINOR injuries.

Do not let an insurance company representative tell you that your injuries are minor and you can only get as much as the cap.