Section B: Loss of Income Benefits
Section B: Loss of Income Benefits Most motor vehicles in New Brunswick are covered by the Standard Owner’s Automobile Policy. This means that if you are involved in an accident and injured while driving an automobile, a motorcycle, a snowmobile, [...]
Section B: Medical Expenses
Section B: Medical Expenses Have you been injured in a motor vehicle accident and do you require medical treatment, but you can’t afford to pay for it on your own? No problem. It’s highly likely that your auto insurance company [...]
Response to Consultation Paper Insurance 2020
June 18, 2020 Via email: david.weir@fcnb.ca David Weir Financial and Consumer Services Commission 200-225 King Street Fredericton, NB E3B 1E1 Dear Mr. Weir: Re: Response to Consultation Paper Insurance 2020 We appreciate the opportunity to comment on the proposed treatment [...]
COVID-19 – What is the current status with respect to limitation periods?
Have you been involved in a motor vehicle accident or been injured in a fall? Whether you sustained a minor injury or a more severe injury, such as a head trauma, a fracture or a spinal cord injury, you usually [...]
Employment Insurance Sickness Benefits
Employment Insurance Sickness Benefits Being the victim of a motor vehicle or motorcycle accident can cause serious physical and psychological suffering. After your accident, we recommend that you consult with a doctor as soon as possible. Of course, if it [...]
It’s Time to Keep an Eye Out for Motorcycles
Oh no, where did that motorcycle come from?! Spring has finally sprung in New Brunswick. It’s critical that drivers recognize that motorcycles and scooters will soon be back on the road in order to make the proper adjustments to their [...]
Sharing the Road with Cyclists – Complicated Streets and Intersections
Motorists know most of the rules when it comes to sharing the road with cyclists, but sometimes drivers are faced with a less common situation they’re unsure how to navigate. These situations are doubly dangerous for cyclists caught in the [...]
What to do After a Car Accident
Our legal team have developed a handy infographic outlining the key steps you should follow after a car accident. Some of these are time-sensitive, so if you have any questions or would like help with this process please contact us [...]
What to do if you are involved in a car accident as a passenger
Being involved in a motor vehicle accident can be a confusing, difficult or even scary situation regardless of the circumstances surrounding the accident. If you were a passenger in a vehicle that was involved in an accident, it can be [...]
What should you do if you were involved in a car accident as a pedestrian or cyclist?
With the arrival of spring also comes good weather. People take to the streets to walk, run, cycle, rollerskate and skateboard. However, it can be difficult for all of these people to share the road with motorists. A collision can [...]
Do you need extra car insurance on your rental?
This is the time of year when many people go on vacation to escape the snow and cold. You may end up deciding to rent a car during your vacation, and if you do, the rental company will try to [...]
Experts
Why do I have to go to so many appointments after my car accident? A large part of the evidence in your case comes from medical charts, employer files, government documents, and the testimony you give at Discovery. This [...]
Cyclists, pedestrians, and passengers
Does my insurance cover me if I was hit by a car while walking? You may be wondering what kind of coverage a cyclist, pedestrian, or passenger would have. After all, a pedestrian may have a car insurance policy, [...]
Hit and Run – Section D
What if the other driver didn't stop? Imagine that you are injured in an accident that was not your fault. Instead of stopping to exchange information, the other driver speeds away. Unfortunately, a hit and run happens all too [...]
What can insurers do with my genetic information?
In 1997, UNESCO adopted the Universal Declaration on the Human Genome and Human Rights. A great deal of scientific advancement has been made since then, yet Canada lags behind in its protection of genetic information. Bill S-201, currently under [...]
Should I talk to the other driver’s insurance adjuster?
What you need to know about the other driver’s insurance company – Section A Every insurance policy in New Brunswick contains a “Section A” that entitles the policy holder to defense against a legal action if they were the cause [...]
How to take care of yourself after a car accident
Should I go to a doctor after an accident? After you have been in a car accident, there are often questions about what you should do next. The answer is: Take care of yourself and your lawyer will take care [...]
What you need to know about your insurance company – Section B
What are no-fault benefits? In New Brunswick, the Standard Owner’s Automobile Policy is regulated by law. That means that every car insurance policy is basically the same. In the event of a car accident, different parts of your insurance [...]
Minor Injury Legislation: “The Cap”
Is my case capped? You may have heard the term “Minor Injury Cap” floating around and assume it means that unless your injury is very serious, you are not entitled to anything following a car accident. This is not true. [...]
How to avoid a motorcycle accident
Motorcycling is on the rise in New Brunswick and with it has come an increase in motorcycle accidents. Once you have been involved in an accident as a motorcyclist or the driver of another vehicle, you might think it could [...]
Finding a Lawyer After a Car Accident
There are many lawyers offering a variety of services out there, so what should you keep in mind about hiring a lawyer following a car accident? This simple list of Who, What, When, Where, Why, and How, will help you [...]
What to Do After a Car Accident (update per new EI rules)
There are several things you should do after you’ve been in a car accident and some of them are time sensitive. It’s better to deal with a few forms and calls now than try to clean up a mess later! [...]