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ATVs and snowmobiles are considered motor vehicles, which means you benefit from the same insurance coverage that you get with your car insurance.
However, off-road vehicle accidents often bring their own special circumstances. There’s no yellow line on the trail, and there are fewer road signs. ATVs don’t have airbags or crumple zones, and your injuries may cause you severe pain and suffering and have devastating financial consequences.
Because of these special details, the insurance claim process in an ATV or snowmobile accident can be overwhelming and confusing. Here are some guidelines to help you – but keep in mind that every case is different, so it’s best to talk to a legal professional if you have questions about your specific situation. You can contact our team for a free consultation.
An important note about deadlines
There are several deadlines that affect motor vehicle insurance claims (and that also apply to pedestrian and cyclist claims). For example, you have two years after the date of the accident to file a lawsuit against the other person. When it comes to no-fault loss of income benefits you have to miss at least 7 work days out of the 30 days following the accident, or be on reduced duty, to potentially qualify.
Do I really need a lawyer?
Hiring a lawyer to represent you is completely optional. You can choose to handle your insurance claim alone if you want to.
Some people choose to do it themselves to save on legal fees, but we believe that in those cases the outcome will be worse than if they had hired a lawyer to represent them. The insurance company has a whole team of adjusters and lawyers on their side with years of experience in making sure insurance payouts – including yours – are as small as possible. A lawyer with experience in insurance claims, on the other hand, will fight for you to make sure you get the full compensation you deserve.
Do I have a case?
We offer free consultations for injuries resulting from motor vehicle accidents, slip and falls, pedestrian accidents and other accidents, as well as long-term disability claims.
Do not hesitate to contact our team of lawyers for all your legal needs.